RateShop.ca | Mortgage Learning Centre
Get the lowest mortgage rates in Canada from RateShop.ca
🏡 Top Mistakes First-Time Buyers Make in a Falling-Rate Market
By: Ali Zaidi Published on: 20/10/2025Avoid costly mistakes as rates drop! Learn the top errors first-time home buyers make in a falling-rate market and how to secure the best mortgage in 2025.
🏦 Bank of Canada’s October Decision: What It Means for Borrowers
By: Joe Marker Published on: 02/10/2025Discover how the Bank of Canada’s October 2025 decision impacts mortgage rates, refinancing options, and borrowing costs for Canadian homeowners.
🧠 Fixed vs Variable Mortgages in 2025: Which Is Right for You?
By: Ali Zaidi Published on: 24/09/2025Compare fixed vs variable mortgages in 2025. Learn which option fits your budget, risk tolerance, and long-term goals to secure the best home loan rate.
5 Year - Fixed Term from
3.89%
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.